Verification of Income (VOI)

Transform your Verification of Income (VOI) process through more effective targeting of income misrepresentation (overstating income by 20% or more) and reducing unnecessary friction

Book More Loans

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Boost conversion rates by over 10% by minimizing friction for low-risk borrowers
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Increase loan opportunities
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Enhance the borrower experience with a customizable income verification strategy
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Reduce VOI Costs

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Cut costs by minimizing third-party income data pulls
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Streamline your VOI strategy with affordable income and employment data
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Lower verification costs with peer-shared income data

Mitigate Risk

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Reduce income fraud risk by targeting borrowers more likely to overstate their income
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Target income misrepresentations that increase the likelihood of default
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Refine your VOI strategy with adjustable friction based on detailed risk scores
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Features

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Workforce Stability
Detect emerging business risks through planned layoffs and job posting activities.
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Macro & Microeconomic Risk Indicators
Measure industry and geographic stability through macro and microeconomic risk indicators.
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Consumer Risk Insights
Leverage income, employment, and fraud signals to assess financial stability.
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Aggregated Risk Insights
Assess and mitigate risk using aggregated risk reports.

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